JA Financial Literacy Course
JA Financial Literacy Course
Course contents
Unit 1: Employment, Income & Financial Decision-Making
Unit 2: Money Management & Financial Institutions
Unit 3: Credit, Debt & Consumer Protection
Unit 1:
Employment, Income & Financial Decision-Making
“How do career choices, education, taxes, and benefits work together to shape an individual’s financial well-being?”
Learners explore how earnings, education and training, taxes, and employee benefits interact to influence financial stability and long-term opportunities.
TOPIC 1: Earning & Spending
This topic explores how earning money and spending decisions work together to shape financial choices. Through real-world examples and case study profiles, students learn how people with similar incomes can make different decisions based on values, goals, priorities, responsibilities, and circumstances.
The Student Guide is the compiled booklet of this topic’s student activities; the Student Materials under each Five E section below are the same activities as individual PDFs.
TOPIC 2: Education, Careers, & Earning Potential
This topic explores how education and training choices can shape career options, earning potential, debt, and the timeline to financial independence. Students explore the various pathways and processes, while using decision trees to make trade-offs before applying the concepts to their own lives.
The Student Guide is the compiled booklet of this topic’s student activities; the Student Materials under each Five E section below are the same activities as individual PDFs.
TOPIC 3: Taxes, Withholding, & Public Benefits
This topic explores how taxes affect earnings, how governments collect and use different types of taxes, and how public programs are funded. Students analyze realistic documents and forms, compare tax types, and evaluate how government programs influence financial stability and personal decisions.
The Student Guide is the compiled booklet of this topic’s student activities; the Student Materials under each Five E section below are the same activities as individual PDFs.
TOPIC 4: Employee Benefits & Total Compensation
This topic explores how employee benefits can shape the true value of a job beyond wages or salary. Students investigate how benefits factor into their financial stability and lifestyle, while comparing case study materials to explain how benefits should factor into job and career decisions.
The Student Guide is the compiled booklet of this topic’s student activities; the Student Materials under each Five E section below are the same activities as individual PDFs.