JA Financial Literacy Course

JA Financial Literacy Course

Unit 3

Unit 3: Credit, Debt & Consumer Protection

“When is borrowing a smart move — and how do I protect myself when I do?”

Learners examine how credit, borrowing, and consumer protections shape financial decisions through a required $1,500 laptop financing case study.


Topic 1: Credit & Borrowing

Onscreen Presentation Student Guide Finance-at-a-Glance, locked, sign in required Facilitator Guide, locked, sign in required Answer Keys, locked, sign in required

The Student Guide is the compiled booklet of this topic’s student activities; the Student Materials under each Five E section below are the same activities as individual PDFs.

1 · Engage 2 ITEMS

ENGAGE: STUDENT MATERIALS

Pre-Quiz Student Activities
2 · Explore 1 ITEM

EXPLORE: STUDENT MATERIALS

Student Activities
3 · Explain 1 ITEM

EXPLAIN: STUDENT MATERIALS

Student Activities
4 · Elaborate 1 ITEM

ELABORATE: STUDENT MATERIALS

Student Activities
5 · Evaluate 1 ITEM

EVALUATE: STUDENT MATERIALS

Post-Quiz

Topic 2: Credit Scores & Credit Reports

Onscreen Presentation Student Guide Finance-at-a-Glance, locked, sign in required Facilitator Guide, locked, sign in required Answer Keys, locked, sign in required

The Student Guide is the compiled booklet of this topic’s student activities; the Student Materials under each Five E section below are the same activities as individual PDFs.

1 · Engage 2 ITEMS

ENGAGE: STUDENT MATERIALS

Pre-Quiz Student Activities
2 · Explore 1 ITEM

EXPLORE: STUDENT MATERIALS

Student Activities
3 · Explain 1 ITEM

EXPLAIN: STUDENT MATERIALS

Student Activities
4 · Elaborate 1 ITEM

ELABORATE: STUDENT MATERIALS

Student Activities
5 · Evaluate 1 ITEM

EVALUATE: STUDENT MATERIALS

Post-Quiz

Topic 3: Managing Debt & Financial Risk

Onscreen Presentation Student Guide Finance-at-a-Glance, locked, sign in required Facilitator Guide, locked, sign in required Answer Keys, locked, sign in required

The Student Guide is the compiled booklet of this topic’s student activities; the Student Materials under each Five E section below are the same activities as individual PDFs.

1 · Engage 2 ITEMS

ENGAGE: STUDENT MATERIALS

Pre-Quiz Student Activities
2 · Explore 1 ITEM

EXPLORE: STUDENT MATERIALS

Student Activities
3 · Explain 1 ITEM

EXPLAIN: STUDENT MATERIALS

Student Activities
4 · Elaborate 1 ITEM

ELABORATE: STUDENT MATERIALS

Student Activities
5 · Evaluate 1 ITEM

EVALUATE: STUDENT MATERIALS

Post-Quiz

Topic 4: Consumer Protection, Fraud & Identity Theft

Onscreen Presentation Student Guide Finance-at-a-Glance, locked, sign in required Facilitator Guide, locked, sign in required Answer Keys, locked, sign in required

The Student Guide is the compiled booklet of this topic’s student activities; the Student Materials under each Five E section below are the same activities as individual PDFs.

1 · Engage 2 ITEMS

ENGAGE: STUDENT MATERIALS

Pre-Quiz Student Activities
2 · Explore 1 ITEM

EXPLORE: STUDENT MATERIALS

Student Activities
3 · Explain 1 ITEM

EXPLAIN: STUDENT MATERIALS

Student Activities
4 · Elaborate 1 ITEM

ELABORATE: STUDENT MATERIALS

Student Activities
5 · Evaluate 1 ITEM

EVALUATE: STUDENT MATERIALS

Post-Quiz